So life happens, you know? From going through a bad time at home to going through bad times at work, time just marches by and you get through it. Things are status quo for a while and then they get good, then bad, then good, etc etc etc. You get the idea.
So anyway, enough about all that. (which I was hoping it would excuse my lack of writing on here.)
When comical things happen, I like to sit up and take notice.
Whilst I was paying my bills this past weekend, I found a bill from a very large bank. This very large bank said I owed them $40. Hmm. I had received a nice letter from them a few days prior letting me know that they had closed my account since I hadn't used it in a year or so. No warning or anything, no "last chance" offers, nothing. Just a so long letter.
So when I got the bill, it made me wonder why this very large bank wanted me to pay them $40. Turns out, they had charged me $25 for the annual fee and since my Available Credit -- at that time -- was ZERO DOLLARS and ZERO CENTS (since THEY had closed my account), I was being charged $15 for going over my credit limit.
That's a pretty good scam. Wonder how many people just pay it and don't question it?
I didn't pay it and I did question it. I called this ....very large bank....and told them I wished to not pay this and would like them to reopen my account since I might like to use it at some point. They were nice enough to remove all charges from the bill and would "send an email" to get the account reopened. We'll see if THAT happens. At least the balance is now a true ZERO DOLLARS and ZERO CENTS. Still waiting for the new replacement card.
Check your bills, peeps.
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